Track Wiser

Track · Budget · Split · Done

Your money. One app.

Expense tracker, budget planner, group bill splitter — in one place. Plus AI that scans receipts, spots anomalies, and tells you when you're about to blow your budget.

No credit card 5-min setup Free to start

Budget Engine

Week 3 of 4

Watch Out
68% left

Remaining

€ 1,842

Safe weekly

€ 460 / wk

AI

Smart Alert

Eating Out is 2.3× your usual this week. Cut back by € 45/week to stay on track.

Budget engine AI-powered insights Multi-currency wallets Group splitting Dark mode

Three jobs · one app

Stop juggling three apps that don't talk to each other.

Expense tracker

Categorise as you go. Sub-categories roll up. Over-budget rows flag orange — never lost in a spreadsheet again.

Food Shopping Rent
Expense tracking dashboard
Budget engine dashboard

Budget engine

Income in, safe weekly spend out. Works with any period — monthly, biweekly, or custom. The engine adapts to irregular income, not the other way around.

On track
Watch
Over

Group splits

Flatmates, trips, dinners. Equal, exact, or itemised. Three-state claims: pending, confirmed, settled. Like Splitwise, but built in.

pending confirmed settled
Group expense splitting

AI-Powered

Frank, not fluffy. The spending truth no one else will tell you.

Analyses your spending patterns. Spots anomalies. Scans receipts. Says what it sees — never "you might want to consider..."

AI financial health score
AI

Budget Planner

You'll exceed your limit 8 days early at this pace. Reduce Entertainment by € 45/week for the remaining 2 weeks. Don't touch other categories.

Current avg

€ 182/wk

Target

€ 137/wk

Time left

2 wks

Receipt scanner

Point your camera. AI extracts merchant, amount, date, and line items.

Smart alerts

Spending 2× your usual in a category? You'll know before it's a problem.

Weekly insights

AI-generated analysis of your spending patterns, delivered every Monday.

Statement import

Upload PDF, CSV, or Excel bank statements. AI categorises automatically.

Multi-wallet · Multi-currency

One account. As many wallets as you need.

Freelancing in USD but living in Prague? Saving for a trip in GBP? Run separate wallets in different currencies. Transactions stay in the wallet's native currency — no silent conversion, no rate ambiguity.

  • Each wallet has its own currency — categories and budgets work across all of them
  • Switch wallets in one tap from your dashboard
  • Currency locked after first transaction — no retroactive losses
  • Converted total across all wallets when you need the big picture

Daily Expenses

CZK · Primary

Kč 24,580

Freelance Income

EUR · Business

€ 3,120

Travel fund

USD · Savings

$ 1,450

Σ
All wallets
≈ Kč 134,200

Start free

Set up in 5 minutes. Stay on track every month.

Tell us your income and period. We handle the rest.

Preparing demo data…